Terms of use
Last updated: September 2026
1. Acceptance of terms
By accessing and using the Prêt Auto Expert website, you accept these terms of use. If you do not accept these terms, please do not use our site.
2. Description of services
Prêt Auto Expert is a platform connecting individuals seeking car financing (including 2nd and 3rd chance credit) with specialized lenders. We are not a direct lender. Financing approvals are granted by our partner lenders, and final terms are determined by them.
3. Vehicle inventory
The vehicles presented on our site come from external sources (partner dealerships). Although we strive to keep information up to date, features, prices and availability may change without notice. A vehicle's availability must be confirmed before any visit. Images are provided for illustration purposes.
4. Financing applications
Submitting a financing application via our form does not constitute a guaranteed approval. Your application will be evaluated by our partner lenders. The information provided must be accurate and complete. Any false statement may result in refusal of the application and legal consequences.
5. Data protection
The processing of your personal information is governed by our privacy policy in accordance with Quebec's Law 25. By submitting an application, you consent to the processing of your data as described in this policy.
6. Limitation of liability
Prêt Auto Expert cannot be held responsible for financing decisions made by partner lenders, nor for errors or omissions in vehicle information. We act as an intermediary and do not guarantee the approval of a financing application.
7. Intellectual property
The content of this site (texts, images, design, blog) is the property of Prêt Auto Expert and is protected by intellectual property laws. Any reproduction without authorization is prohibited.
8. External links
Our site may contain links to third-party sites. We are not responsible for the content or privacy practices of these external sites.
9. Modification of terms
We reserve the right to modify these terms at any time. Changes take effect upon publication on this page.
10. Governing law
These terms are governed by the laws in force in Quebec, Canada. Any dispute will be settled by the competent courts of the province of Quebec.
For any questions about these terms, contact us.