Prêt Auto Expert
Good or bad credit, get a car loan that fits your reality. Over 500 vehicles in stock, fast approval, no application refused.
500+ vehicles
in stock
Credit recovery
tailored solutions
Fast approval
same-day response
1st, 2nd & 3rd chance
credit
Featured vehicles
A selection from our 500+ vehicle inventory
As easy as 1-2-3
Your approval in three easy steps
Choose your vehicle
Browse our 500+ vehicle inventory and find the one that suits you.
Quick application
Fill out a short online form. No complicated paperwork, no intimidation.
Drive
Get your approval quickly, even with difficult credit. Drive off with your vehicle.
Get your approval now
Fill out this short form — it's quick, free and confidential. An expert contacts you, often the same day.
- Same-day response
- 100% confidential
- 95% approval
Your application in 2 minutes
Difficult credit is not the end of the road
At Prêt Auto Expert, we believe everyone deserves a chance to drive. Whether you have good credit, average credit, a bankruptcy or a consumer proposal, we have solutions tailored to your reality.
- Whatever your credit situation, we find a solution
- Fast approval, often the same day
- Credit rebuilding with a well-managed loan
- Flexible down payment based on your situation
Our financing solutions
Whatever your situation, we have a tailored solution for you
2nd chance credit
Imperfect credit doesn't stop you from driving.
Learn more3rd chance credit
Even after major setbacks, a new opportunity.
Learn moreCar loan after bankruptcy
A discharged bankruptcy is not the end of the road.
Learn moreCar loan during bankruptcy
A vehicle, even during a bankruptcy or a proposal.
Learn moreNewcomer
No Canadian credit history? It's possible.
Learn moreGeneral application
All credit situations. No application refused.
Learn moreThey got their approval
True stories of clients who got back behind the wheel with Prêt Auto Expert.
"After my bankruptcy, I thought I'd never drive again. Prêt Auto Expert found me a solution in two days."
Marc T.
Québec
"Judgment-free service, same-day approval. I got back behind the wheel for my kids."
Sophie L.
Lévis
"My credit was very difficult. They believed in me and helped me rebuild it."
Jean-Pierre D.
Charlesbourg
Service areas
We serve the greater Québec area and its surroundings, including:
Tips & resources
Learn more about credit and car financing
More Than Just an Old Beater: Turn Your Trade-In Into Leverage for Your New Car Loan
Learn how to maximize the trade-in value of your current vehicle to lower the amount of your new car loan in Quebec.
Selling or Trading In Your Car in Quebec: The Calculation That Changes Everything for Your Credit
Selling your vehicle to a private buyer or trading it in at a dealership? Discover the real impact on your credit score and your tax savings.
Surviving the Quebec Winter: Choosing the Right Vehicle and Protecting Your Auto Loan
Learn how to choose a reliable vehicle for a Quebec winter while protecting your budget and credit. Practical tips from an expert.
Ready to get back behind the wheel?
Start your application now. It's quick, it's free, and 95% of applications are approved.
Get my financing